Martin Higgs - Mitsubishi Securities International plc
Martin has been in the banking industry for 23 years of which 20 years have been in Operations. He has also worked in Legal and Control departments. During his career, Martin has covered all products in the cash and derivative markets, and has managed bullion settlements.

Martin has been involved in derivatives since 1988 and has seen the growth in volumes and structures from the early days of back to back trading and 30 page confirmations!

Martin is currently head of operations at Mitsubishi Securities International plc (formerly Tokyo-Mitsubishi Intl plc and Mitsubishi Finance Intl plc) where he has been for 10 years. His remit covers all products including equities, securities, derivatives, exchange traded, FX & MM, and he has been in his current role for 5 years. Prior to
that he worked at Bankers Trust and Swiss Bank Corporation.

Lucy has worked in both the new and old economies of software and the internet, as well as in government and industry. Lucy was co-founder of an enterprise management software company, was in charge of Marketing and Business Development for EMEA at Infinity Financial Technologies, and ran the EMEA operations of a communications consulting company. She also worked at Price Waterhouse in the East European Services Division and at the U.S. Treasury's Economic Policy Division.

Selected as a World Economic Forum Global Leader for Tomorrow, Lucy is also a fellow of the Aspen Institute Henry Crown Fellowship Program. Lucy has been listed as a "face to watch" in Management Today Magazine's list of Britain's 50 Most Powerful Women and in Business Age Magazine's "10 Women Changing the Direction of British Business". She also sits on a number of boards, including the advisory board of the University of Cambridge's Business School (the Judge Institute of Management) and the international advisory board of the Instituto de Empresa in Madrid. Lucy is a member of the Wellesley College Business Leadership Council, is a regular speaker on global economic trends and best practices for investment, private equity, venture capital, entrepreneurship, technology in Europe, Israel, and the US, and women in business, and is frequently quoted in the press, including the Wall Street Journal, the Financial Times and Newsweek.

Lucy holds a B.A. from Wellesley College (Wellesley, Massachusetts) and an M.Phil. from the University of Cambridge (Cambridge, England).

Andrew Nicholson - Credit Suisse First Boston London
Andrew has worked in the banking industry for 16 years having initially trained as an auditor with Deloittes. After spending 3 years at Bankers Trust in the Regulatory Reporting and Product Control areas, he joined Credit Suisse Financial Products in 1991. He held a variety of positions in Operations at CSFP including Head of the Control Department, OTC Derivatives Business Analyst and OTC Derivatives Line Management. Andrew has managed CSFP's Operations in Europe, New York and the Asia Pacific region.

Following the integration of CSFP into Credit Suisse First Boston's Fixed Income Division at the start of 1999 Andrew became Global Head of OTC Derivatives Operations at CSFB. In 2000, he then went on to lead Global Strategic Change for CSFB Operations. In the summer of 2003 Andrew moved into Credit Suisse, managing Operations, IT and Strategic Change for Credit Suisse Private Banking where he currently works in London.

Ellen began her career at Bloomberg Financial (then Innovative Market Systems) during her junior year of college and upon graduation in 1985 became the tenth full-time employee. In 1987 she went to Tokyo to jointly open and run the first Far East office where she stayed until 1989. In 1989 she decided on a career change and during her leave of absence from the industry opened and ran two music stores. In 1990 she joined Chicago based David Bruce and Company to manage their sales operation in New York. David Bruce marketed a UNIX based cross asset trading and risk management software solution. In 1993 she joined London based Lombard Risk Systems (a trading and risk management solution provider) to open and run their New York office. She left there after three successful years to join Infinity Financial Technology (IFT) where she was responsible for bringing in over 15 million dollars worth of license and consulting business during her four-year tenure. During her tenure, IFT went public and the company was acquired by SunGard Data Systems one year later. She left Infinity, a SunGard Company in October 1999 to start her own recruitment firm specializing in financial technology